Apply and Get Riding
We work with a large network of national lenders, manufacture programs, local banks, credit unions and secondary lenders. When working with Triumph Cleveland to finance your motorcycle, you can be assured we work hard to get you the very best in terms, rate and purchasing power.
Financing can be confusing but it doesn't have to be. We've put together some frequently asked questions when it comes to financing your new vehicle purchase.
Do you offer buy here pay here?
While we don't offer in-house financing we do offer a Triumph Cleveland Layaway program during the Fall and Winter. Unfortunately we are not able to offer these payment plans during the Spring and Summer months but do work with secondary lenders that could help.
What if I have credit challenges?
Life happens but it doesn't mean you shouldn't be able to get out riding! We work with many secondary lenders who have special programs for credit challenges and we will do our best to get you the funds you need.
How much is my monthly payment?
Monthly payments will vary and are influenced by multiple factors including your personal credit profile, lender programs and down payment. Once we have additional details specific to you we can estimate your monthly payments.
How much do I need to put down?
Downpayment requirements vary much like monthly payments. Some programs allow for zero down while others may require a larger downpayment.
What is a Co-Signer?
A co-signer is a person who can help in obtaining an approval when you can't obtain a loan on your own. A co-signer could be your spouse, a parent, or a friend.
What is negative equity?
Negative equity occurs when the value of your vehicle used to secure a loan is less than the outstanding balance on the loan.